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Germany
Germany
Examples provided by the German insurance association, GDV
Denmark
France
The COVID-19 pandemic led to increases in stress, anxiety and depression and an increase in sick leave for mental health problems. In March 2021, health insurers undertook to reimburse up to €60 each for four mental health consultations without any preconditions. Health insurers continue to work on four fronts:
Germany
Examples provided by the German Insurance Association, GDV
Hungary
Example provided by the Hungarian insurance association, MABISZ
Ireland
Example provided by the Irish insurance association, Insurance Ireland
Italy
Examples provided by the Italian insurance association, ANIA
Latvia
Example provided by the Latvian insurance association, LAA
Netherlands
Examples provided by the Dutch association of insurers, VVN
Norway
Example provided by the Norwegian financial services association, Finance Norway
Spain
Examples provided by the Spanish association of insurers, UNESPA
Sweden
Bulgaria
European insurers constantly innovate to meet consumers’ evolving demands and needs. This interactive tool showcases examples of innovative and consumer-focused initiatives by the insurance sector. They were developed with specific national features in mind, such as the regulatory frameworks and local consumers needs, which — like companies — can differ significantly between EU countries. Insurance products and services are therefore not directly transferable from one market to another. Supervisors at national and European level should thoroughly assess regulatory, structural and cultural environments, as well as their existing powers, before considering new initiatives.
Croatia
Example provided by the Croatian Insurance Bureau, HUO
Czech Republic
Belgium
Belgium
Example provided by the Belgian insurance association, Assuralia
Belgium
Examples provided by the Belgian insurance association, Assuralia
Belgium
Estonia
Example provided by the Estonian insurance association, Eesti Kindlustusseltside Liit (EKsL))
United Kingdom
Examples provided by the Association of British Insurers, ABI
Belgium
Croatia
Czech Republic
Denmark
Estonia
Examples provided by the Estonian insurance association, Eesti Kindlustusseltside Liit (EKsL)
Finland
Example provided by the Finnish financial services association, Finance Finland
France
Hungary
Ireland
Examples provided by the Irish insurance association, Insurance Ireland
Italy
Latvia