Technological advances are significantly changing consumer’s expectations of insurance and the digital environment enables
both established companies and new start-ups to bring new technologies and products to market much faster and better
meet these emerging needs.

Regulators at EU and national level have a crucial role to play to accompany these developments through safeguarding high
standards in consumer protection and removing regulatory obstacles to consumers and operators fully benefitting from
digitalisation.

In its response to the European Commission's consultation on Fintech, Insurance Europe puts forward recommendations on how
regulation can best support these objectives. It also produced an executive summary of responses' main points.