Insurance EuropeInsurance Europe
Pensions

Europe faces major challenges as its population gets older

As people live longer, providing for the older generation is putting additional strain on already stretched public finances across Europe. As this trend continues, the challenge facing member states is to find ways to make sure that pensioners have a comfortable retirement.

Insurers are major providers of occupational and personal pensions, delivering on their long-term promises for those that save during their working lives. Creating a regulatory environment that ensures a level playing field for all pension providers, that supports good governance and that provides clear information and certainty in preparation for retirement is key to ensuring that we are provided for in our older age.

That is why Insurance Europe welcomes and continues to engage with the European Commission in the implementation of the Institutions for Occupational Retirement Provision (IORP II) Directive, the debate on personal pension products and the role of pension provision in kick-starting growth through the Capital Markets Union.

Insurance Europe has also published A Blueprint for Pensions, which sets out the extent of the pensions challenge and suggests actions to help ensure that Europe’s citizens save enough, save well and save wisely for their retirement.

 

   

Related statistics
European insurers investment portfolio
Total insurers' investment portfolio, €bnGrowth rate, %
20077187.6
20086337.1-7.8
20097056.510.8
20107615.16.3
201177140.6
20128431.48.6
20139216.914.7
20149552.6-0.6
20159889.41.7
201610112.57.3
Colour#82c55b#ffffff
url/node/6442
Candlestick

Hover over the bars for each data point, or click on a bar to see life or non-life premiums by country data.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates 
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
Size of the sample (as % of total premiums): 99.81%

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Nicolas Jeanmart
Nicolas Jeanmart
Head of personal insurance, general insurance & macroeconomics
Margot Jilet
Margot Jilet
Policy advisor, pensions