Insurance EuropeInsurance Europe
Natcat insurance

Insurance and natural catastrophes

Insurers and reinsurers have decades of experience in effective disaster risk management and transfer, as well as of handling the losses caused by natural catastrophes. In addition, (re)insurers share with policymakers and public authorities the objective of reducing the economic consequences of natural catastrophes. Therefore, (re)insurers encourage and actively contribute to adaptation to climate change.

For more information on the role of insurers, please visit our webpage on climate change.


NatCat insurance schemes in Europe

Insurance schemes for NatCat risks vary across Europe, ranging from optional private market solutions to compulsory insurance pools. This results in a highly diverse insurance market across the EU.

Below you can find several examples of natural catastrophe insurance schemes across Europe. If you require more detailed information on a specific country, please contact the Insurance Europe secretariat through the details provided at the bottom of the page.  

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Nicolas Jeanmart
Nicolas Jeanmart
Head of personal & general insurance