Insurance EuropeInsurance Europe
Health

Health systems should continue to be regulated at national level

EU member states are responsible for the organisation of their healthcare systems. Nevertheless, legislative developments at European level can have a significant direct or indirect impact on private health insurers with a significant direct or indirect impact on private health insurers, such as in their use of genetic information, for example. 

There is continued scrutiny about the use of genetic information by health insurers in the EU, even though insurers generally do not use or ask for predictive genetic test results, except in very specific cases that are defined and regulated at national level.

Insurance Europe believes that it would be difficult for any EU-level regulation on the use of genetic information — or indeed of many other health-related issues — to capture the existing diversity in national markets.

Related statistics
Health claims
Health claims paid, €bnGrowth rate, %
200771.3
200874.65.6
200979.56.1
201083.53.8
2011885.1
201285-3.6
201392.69.4
201493.50.4
201599.55.4
2016101.83.2
Colour#f78f1e#000000
url/node/4321/node/4321
Candlestick

Hover over the bars for each data point, or click on a bar to see health claims by country data.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates 
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
For national specificities, please, see country breakdown chart
Size of the sample (as % of total premiums): 99.51%

Health premiums
Health premiums, €bnGrowth rate, %
200897.2
2009101.64.1
2010108.45.1
2011113.14.1
2012115.72
2013118.32.6
20141201.1
2015125.73.5
2016128.22.9
2017131.93.9
Colour#f78f1e#000000
url/node/4231/node/4231
Candlestick

Hover over the bars for each data point, or click on a bar to see health premiums by country data.

Notes:
Nominal €-values at current end-of-year exchange rates
Nominal %-growth at constant end-of-year exchange rates
Figures are for Domestic Market (business written on home territory by domestic companies, including subsidiaries + 3rd country branches), unless stated otherwise 
For national specificities, please, see country breakdown chart
Size of the sample (as % of total premiums): 98%

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Nicolas Jeanmart
Nicolas Jeanmart
Head of personal insurance, general insurance & macroeconomics