Ensuring the investment our society needs to thrive
Insurers are Europe’s largest institutional investors and have a long-term business model. Insurers invest in long-term assets, including infrastructure, in order to match their promises to policyholders and to provide good investment returns for the policyholders' retirements.
In doing this, insurers also play an important role in underpinning growth and stability in Europe. Several factors have, however, combined to threaten insurers’ ability to make these important investments. For exmaple, there is a shortage of suitable long-term investments, Solvency II creates unnecessary disincentives for long-term investment and new accounting rules could also create additional problems.
This is why Insurance Europe is engaging with policymakers to ensure that the current developments which impact insurers do not have unintended consequences for long-term investment.