Insurance EuropeInsurance Europe
Protecting long-term investment

Ensuring the investment our society needs to thrive

Insurers are Europe’s largest institutional investors and have a long-term business model. Insurers invest in long-term assets, including infrastructure, in order to match their promises to policyholders and to provide good investment returns for the policyholders' retirements. 

In doing this, insurers also play an important role in underpinning growth and stability in Europe. Several factors have, however, combined to threaten insurers’ ability to make these important investments. For exmaple, there is a shortage of suitable long-term investments, Solvency II creates unnecessary disincentives for long-term investment and new accounting rules could also create additional problems. 

This is why Insurance Europe is engaging with policymakers to ensure that the current developments which impact insurers do not have unintended consequences for long-term investment. 

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Related statistics
European insurers investment portfolio
TotalLife insurers' investment portfolioNon-life insurers' investment portfolio
200446821107
200553061192
200656571287
200759491348
200855011337
200961011350
201065021365
201165151404
201270631520
201373001554
201479051665
201581651694
Colour#82c55b#002957
url/node/4421/node/4401
Stacked Column

Hover over the bars for each data point, or click on a bar to see life or non-life premiums by country data.

Notes:
Nominal growth at constant exchange rates
For ES, the total insurers’ investment portfolio is greater than the sum of the life & non-life insurers’ portfolios because unaffected investment is included in the total
For LI, figures include cross-border business
For LU, figures are from the Commissariat aux Luxembourg and include cross-border business
Size of the sample (as % of total premiums): 99.7%

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